Save sufficient for your old age

I had retired from Indian Air Force as a Honourary Flight Lieutenant in April 2016 having served for 39 years as an air warrior. During the period of 39 years, from May 1977 to Mar 2016, I never thought to have any saving for my old age. I kept on fulfilling the requirement of my parents, uncle, brothers and other family members who were always looking up for my help. I was not only eager but always felt proud to help them in the way they desire. I had enough talent and capability to acquare specified education to upgrade my career. However due to my love and affection to my family members, I decided to uplift the family status first and then take care of myself.

Fortunately, I was successful in my endevour and provided all required amenities and comfort to my parents and brothers. I Built new houses at my native village as per my parents desire. I was able to open motor parts shops for my both brothers at Danapur Market (Bihar) and settled them with their own business. The family came up to a respectable standard where every person has got a job and earning for himself. My parents and brothers were all happy and I bacame a favourite person in the family. It felt proud as it was my duty as an elder son of my parents.

I was an early married person and have two sons and a daughter.. My wife is a very good house manager. Children were labourious and very well at studies. They completed their schooling through Kendriya Vidyalays all over India, wherever I was posted in the Indian Air Force. Luckily I got my transfer in Bangalore in Jun 1995 and my children studied at kendriya Vidyalaya, DRDO complex at Bangalore. My both sons completed their 12th from Kendriya Vidyalaya DRDO Bangalore. In August 2000 I was posted to Air Force Station Suratgarh in Rajasthan but my both sons completed their BCA and BE from Bangalore. They also got their job appointments in Bangalore in 2004. My younger son is still serving in Bangalore as software Engineer. My Elder son shifted to New Delhi when I got my transfer at Air Headquarter (Vayu Bhawan). My daughter completed her B.Tech (Computer Science) from Mathura (UP). Now she is taying in Bangalore with her husband. My children are well educated and they are have a lot of love and affection for us. We are fortunete as our younger son and daughter are ready to provide every possible things whatsoever we desire. We feel proud staying with them for our small period of vacasion in Bangalore.

However, I decided to stay in my home state after my retirement from Indian Air Force. Hence I had purchased two plots near Gola Road in the year 2003 with my own earning and saving. I got the registry of the lands on my name because I was to build the house by taking Loan from Indian Air Force. I built up a double story house at 1.5 Katha plot from Jun 2011 to Jun 2013 with the help of House building loan from Air Force Group Insurance Society, my saving through provident funds and amount earned during my United Nation Peace keeping Mission to Congo (Africa). I called my elder son from Delhi in Jun 2013 to stay in the house with his family because I was still serving in the Indian Air Force. My both brothers, whom I settled with Motor parts business at Danapur market were staying in the rented house at different places. We all three brothers got divided in Sep 1998. After demice of our father in March 2001, we all brothers were totally seperate and were meeting our own family commitments through self earnings. The land at Gola Road Danapur (Patna) was purchased in Jun 2003 and December 2003.

My both brothers had cunning eyes on my house and self acquired property at Danapur. They requested me to allow them to stay in the flats on first floor of the house which was built for rent purpose. Having seen their pitiable and misery conditions in the small rented quarters, I also thought to keep my brothers together instead of giving the flats on rent to others. My wife and elder son resisted about keeping my brothers in the house. However my brothers shifted in the house in July 2013 with my consent. I believe It was the biggest mistake of my life.

After a year, they started troubling my son in my absense. Slowly they started asking for their share in the house. However till I was in the Indian Air Force they did not come up openly for asking a share in the house. When I retired from the Indian Air Force in Apr 2016, they came up openly asking me a share in the house, my accant land at Danapur and even they asked for their share from my pension. I was shocked on their behaviour. My all faith and believe in the human behaviour was stunned. I never thought that my own brothers for whom I did every possible thing willingly from their childhood to self employment with Motor parts business by taking loan from Indian Air Force and sell of my wife’s jwellery. They did not provide me any financial help during my children marriage, purhchase of plots at Danapur and building of house. Since the land is registered on my name they provocate to have their share in my self acquired property. How pitty I should feel about this act which occurred with me after my retirement. It is realy a matter of shame for the society where an elder brother is being coxed and penalised for his simple honesty.

Now after two years of my retirement I am feeling pitty on myself of not having any saving for myself. My provident funds were utilised during construction of the house. My pensionary benefits like gaduity and commutation were utilised for payment of outstanding loans which I took for opening Motor parts business for my brothers, construction of house at native village and construction of my own house at Gola Road Danapur. Now I do not have any saving in terms of cash for my future requirement. However I am getting my monthly pension which is sufficient for me and my wife for routine requirement. In case I did not have this monthly pension, I was to be dependant on my sons or daughter for every personal needs. If childrens are not supportive then life will be miserable in the old age. We all must try to avoid this siuation.

It is unfortunate to say that ones savior to own brothers goes invein when you are not in a position to bestow your earning to them. I have bitter experience with regards to this matter. Instead of providing me a little well manner and confortable environment for my peaceful retirement life my own brothers have dragged me to Civil court Danapur (Patna) for their share in my self acquired property. Hence I pledge and urgue to every person on this earth to have sufficient saving for yourself to avoid sorrows and misery at old age.

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